I have a bachelor's degree in liberal arts from the university of montana. I am currently a practicing, licensed real estate broker in the state of montana. Past job experience includes: 3 years as an escrow closer for ticor title in fort collins, colorado. 3 years as a residential mortgage loan officer for home federal savings & loan in fort collins, colorado. I have originated, processed and closed real estate related purchase and loan transactions using conventional, fha, and va loan products. References available.